"I've got to set up a business plan. We have to find out how much money we can get our hands on, and how much we are going to need to operate the busi...ess and the building. If we can raise $100,000 ourselves, and $300,000 by borrowing from third parties, I think we can make it work. Look, the rent on the four apartments at $1,000 month will pay for the mortgage and the building costs." Four apartments?" Yes; we would have to pay rent, too. The pub rent would be used to pay back the third party. The South Pacific seemed as far away as we could possibly get. A year of tropical sunshine seemed just the thing. My parents, who live in San Diego, had an fine old 69 ft luxury sailing yacht that just sat in the harbor. Her name was “Rose”. I made the arrangements to rent it for a year and things were set into motion.When it came to sailing and navigating I was at best a dabbler. I'd gone out from time to time on the Great Lakes, nothing more than a day. I really enjoyed the experience of. More

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