The bank is going to want us to put 20% down. That means we’ll have to put about $10,000 down to cover the down payment and 2 points on the loan. We...��ll be taking out a loan of $36,800 which will give us payments of about $400 a month. Let’s say that we have to hold onto the house for 10 months. That’s $4,000 in loan payments. So our investment in the house would be $14,000 with a loan of $36,800.“After 10 months, the principal won’t have even been touched. Let’s say we sell it for $60,000.. The next day on the return trip, she opened her bag and without removing it, she showed me her panty inside her bag nicely folded between her books. I was overjoyed. I immediately sent my wandering hand inside and caressed her mound. She was clean shaved, smooth, silky. She later told me it’s the first time she had shaved her pussy. I could not see it but my hand was going over every contour available and I was making a mental image of that soft mound and the folds of her pussy. I caressed it. More

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