5%, it’s not unreasonable. Now, if you want to talk property taxes, those increase at about four times wage growth and destroy any chance of buildin... actual equity. And renters have it worse, because the property owner passes the taxes on to tenants in the form of rents, which renters can’t deduct from the income taxes.”“I may regret this question, but what’s your idea on taxes?”“Given where we are now, I’d prefer a VAT, excluding food, and a flat tax of 10% on income over twice the poverty. A young student from a nearby university came by and started talking to us. It was so crowded in the club that we invited him to sit down. We talked about sports for a while, and then I got up to go to the bathroom and winked at my wife. When I returned, she was sitting closer to Dan and and shouting in his ear. It was a perfect set-up because the music was loud, so it was so natural for them to be so close and shouting in each others ears. I sat next to Dan and then said, "Why don't we get out. More

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