We met a new couple who didn’t have a former swinger experience but who really wanted to try. We found a room and one point, another “vanilla” c...uple joined us. It all started very nicely and the whole gang was very open-minded. I had spent some time with one of the couple’s female partner, when all of a sudden, they stood up and left me and Birgit alone. It turned out, they still weren’t ready for this. No problem, you can never force these things and where else to swinger experience than not. He mentioned that an investor needs to balance the safety and performance of a mutual fund against the performance of individual stocks. Tom emphasized that he thought a proper balance cam be rewarding.After a rest break he explained how he selects individual conservative stocks by looking at their five year financial report and what things he looks for.Tom said, “I can’t guarantee you will get rich by investing this way which is very conservative but it has worked out for me. It is my. More

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